Talk about fake news, it appears most health insurance premiums did not soar due to Obamacare

I feel so guilty. My only consolation is that my blog readership is to put it mildly not huge. I think that I have casually written or implied that a lot of consumers saw their health insurance skyrocket as the result of Obamacare.

But a story in the New York Times today claims that in reality just 3 percent of the people on Obamacare had premium increases resulting from Obamacare. Hope I don’t get this wrong, but I believe those were people who were not able to take advantage of state insurance exchanges because their Republican-controlled state governments did not set up insurance exchanges.

The story said that, in fact, people on group plans through their employment did not see big jumps in their premiums (that is not to say their premiums did not go up somewhat, but that would be the case without Obamacare). It could be a lot of people just assume that any increase in their premiums is attributable to Obamacare.

Since I am not enrolled in Obamacare I am not personally attuned to the situation.

I think what seems to be a canard that Obamacare has caused insurance premiums to skyrocket has moved into a kind of meme. It is just a story passed on that has become a truth, even if it is not true.

Whatever the case is, monkeying with people’s’ health insurance from one year to the next just does not work. One has to have continuity and predictability in coverage in something ongoing like your health. And we all only have a precious little time on earth. We can’t just try out a plan and then the next month or year go to another model. We do not know when we will come down with something and we need to be covered at that time.

I do know that in all of my 67 years conservatives have been trying to prevent any form of what used to be called “socialized medicine”. If something even resembles it they are against it and no amount of reasoning will change their minds.

But depriving people of health care based on income is not only immoral but impractical. People not only need to be tended to when they are already sick or injured but they need preventative care that might save us all in the long run.

People deprived of preventative care clog up the public clinics and hospital emergency rooms and put us all in danger. So even if you have no sympathy for the less fortunate, you would be helping yourself to help them.

And now those anti-Obamacare folks can’t agree on something to replace it, when in reality it probably does not need to be replaced but instead improved.

When you have doctors and hospitals defending the existing Obamacare, you have to wonder why some Republicans are so all-fired up to repeal it — but not as fired up to replace it.

So if I have this right, Obamacare does not work as well in states whose Republican governments failed to go along with all the provisions of Obamacare.

And what we now know of a possible replacement plan from the Republicans indicates a lot more people will see their rates go up. Yes, this too could be wrong. It is a complex subject, as President Trump himself admitted recently.

We need to get it right.

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